Privacy Policy
1. Who we are
"The Expat Math" (theexpatmath.com) is operated by The Expat Math.
Contact for privacy questions: theexpatmath@gmail.com.
2. What we collect
For most of this site — the free guide, the calculator, the Starter Kit, and the community — we collect only:
- Your name — so we can address you and personalize what we send you.
- Your email address — to deliver the guide, product, or report you've requested or purchased, and to send you a receipt.
- Payment information — handled entirely by our payment processor (see §3). We do not receive or store your card details ourselves.
We do not knowingly collect information from anyone under 16.
The Country Finder assessment collects more, because it has to
The $29 Country Finder report is personalized, so the intake questionnaire asks for the financial and lifestyle detail that personalization requires: age range, retirement timeline, income/savings/budget ranges, U.S. state, and multiple-choice questions about your Medicare timing and health-insurance budget. It also includes a few open-ended questions ("your biggest fear about retiring abroad," "your ideal day abroad") where you're free to add whatever context helps us — some customers choose to mention a specific health condition, a family situation, or other personal detail there. That's optional and entirely up to you; we don't require it, and the form tells you it's not needed.
Whatever you share is used for one purpose only: preparing your personalized report. Your answers are analyzed with the help of Anthropic's Claude AI model (see §3), and the resulting draft is personally reviewed by a real person before it's sent to you. See our Terms of Service §3. We don't use this information for advertising, we don't sell it, and we don't share the substance of your answers with anyone beyond the processors listed below.
Outside of the Country Finder assessment, we do not ask for, and do not knowingly collect, financial account numbers, government ID numbers, or health information through this site.
Testimonial program (opt-in only)
A limited number of Country Finder customers are offered a partial refund in exchange for a short video testimonial about their report. This is entirely optional — you choose whether to opt in during the intake questionnaire, and nothing is published without that explicit opt-in. If you opt in and send us a video, you are confirming that we may publish it (your name, likeness, and voice as recorded) on theexpatmath.com, our YouTube channel, and other platforms we use to promote The Expat Math. You can withdraw this consent and ask us to remove a published testimonial at any time by contacting us (see §10) — we'll take it down but can't retract copies already viewed, downloaded, or shared by others before removal.
3. Who we share it with (our service providers)
We use a small number of third parties to run this business, each of which processes only what's needed to provide their service to us:
- A payment processor (PayPal) — if you purchase a product, your email and payment details are processed by our payment provider. We do not store your card details ourselves.
- An email/delivery service — used to send you the product, guide, or report you've requested, and any receipt or order confirmation.
- Anthropic (maker of the Claude AI model) — if you purchase the Country Finder, your questionnaire answers (not your name or email) are sent to Anthropic's API to help draft your report. Anthropic processes this solely to return the analysis to us; see Anthropic's privacy policy for how they handle API data.
- A hosting provider — hosts this website and any files you download from it.
We do not sell your personal information to third parties, and we do not share it for third parties' own marketing purposes.
4. Cookies and tracking
See our Cookie Policy for details on what, if anything, this site uses to track visits.
5. How long we keep your information
We retain your name, email, and order information for as long as needed to deliver your purchase, respond to support requests, and comply with our own accounting/tax record-keeping obligations, after which we delete it unless you've asked us to keep it longer. Country Finder questionnaire answers and generated reports are kept for up to 24 months from submission, after which they're automatically deleted. You can request deletion sooner at any time (see §6).
6. Your rights
If you are a California resident (CCPA/CPRA): you have the right to know what personal information we've collected about you, to request deletion of it, to correct inaccurate information, and to opt out of the “sale” or “sharing” of personal information — we do not sell or share your information as those terms are defined by California law, so there is nothing to opt out of. To exercise any of these rights, contact us at theexpatmath@gmail.com.
If you are located in the European Economic Area or UK (GDPR): our legal basis for processing your information is your consent (for marketing emails) and the performance of a contract (to deliver products you've purchased). We are based outside the EU/UK; your information may be transferred to and processed in the United States and other countries where we or our service providers operate. You have the right to access, correct, delete, or restrict processing of your information, and to lodge a complaint with your local data protection authority. Contact us at theexpatmath@gmail.com to exercise these rights.
All users: you can unsubscribe from marketing emails at any time using the link in any email we send, or by contacting us directly, and can request a copy or deletion of your information at any time.
7. Children's privacy
This site is not directed at children, and we do not knowingly collect personal information from anyone under 16. If you believe a child has provided us with personal information, contact us and we will delete it.
8. Security
We take reasonable steps to protect your information, but no method of transmission or storage is 100% secure.
9. Changes to this policy
We may update this policy from time to time. We'll post the updated version here with a new “Last updated” date.
10. Contact us
Questions about this policy or your data: theexpatmath@gmail.com.