See what retiring abroad could really save you.
Based on a $120,000 household income, this model estimates what a couple could keep by retiring in Portugal instead of staying in the US — see the number below.
An example only, using this model's default assumptions — your number will differ. See how we calculate this →
Which country fits your numbers?
Answer 7 quick questions and get your #1 retire-abroad country match, plus the one number that makes it work for your budget.
If you would rather poke at the numbers yourself first, both of these are open, right now, with nothing to fill in.
Stop guessing. See your estimated number.
Set your numbers, then calculate to see what you keep.
Estimate based on 2026 cost-of-living & tax data and this model's own assumptions. General information only — not financial, tax, or legal advice. See the assumptions →
Social Security beneficiaries live outside the US
of Americans 55+ say they'd resettle abroad if free to do so
Sources: Social Security Administration, Annual Statistical Supplement, Table 5.J11 (Dec 2025) · Monmouth University Polling Institute (Mar 2024). Full sourcing and assumptions →
The Expat Math
Ran the numbers for 15+ countries so you do not have to.
▶ Watch the research on YouTubeWhich country has your community waiting?
Each country has its own free page: the real cost-of-living math, the visa route, and what healthcare actually costs there.
A decision worth running the numbers on
Where you retire changes your monthly budget, taxes and healthcare costs — under this model's assumptions, often substantially over 20 years. Don't run that math alone.
Seven questions, about 90 seconds, free. You get your #1 country match and the one number that makes it work for your budget.